Bridging capital gaps through lending.
The Western Reserve Community Fund (WRCF) strives to empower, educate and assist businesses and nonprofit organizations through low-cost flexible financing, development services and financial guidance.
What we offer
Tailored Financial Products
Loans and lines of credit supporting both businesses and nonprofits.
Technical Assistance & Education
Free, expert guidance to help your business build the skills and confidence to grow.
Advocacy
Driving systemic change with innovative access to capital.
Eligibility
Tailored Financial Products
Whatever your financing needs, wherever you are on your journey, WRCF is here to help find the solution you need to achieve your goals.
Loan Amounts
$10,000 – $500,000
Lines of credit
Especially for construction and housing projects
Low Interest Rates
No higher than 4% (average is 3%)
Eligible Loan Uses
Financial Management & Technical Assistance
Our development services and funding model is designed to help your business/organization grow. We offer one-on-one guidance, workshops, and webinars on financial management processes and skills. Whether or not you want or need a loan, we are here to help.
Resources
Webinars & Events
WRCF Impact stories
Here are a few ways we’ve helped our clients find success.
Cosmétique West Beauty Salon
With a $25,000 loan from WRCF, Cosémetique West Beauty Salon was able to complete renovations to their salon in the heart of the Copley Road business district (Akron, OH) and start a reserve for future expenses. This family-owned salon is co-owned by sisters who have built more than a salon—they’ve created a platform for small business growth and cultural expression.
Love Like Crazy Flooring
With a $60,000 Line of Credit from WRCF, Love Like Crazy Flooring has been able to expand their small business (husband/wife team) from residential to commercial flooring projects as well as grow their business steadily to become a “preferred contractor” for various companies within Summit County.
Get in Touch
Please let us know how we can help, what you’re interested in, and a bit about your business.
The Western Reserve Community Fund does not discriminate against any person based on age, color, creed, disability, familial status, national origin, race, religion, sex or on any other basis legally prohibited by or protected by Federal or State law. We do not exclude anyone from participation in programs and services, or deny persons the benefits thereof, or subject anyone to discrimination on the grounds of race, color, national origin, sex, age, or disability.
Anyone with questions, concerns, comments, or requests for accommodation, whether from employees or clients, should call our office at 330-762-2776. You may view information on how to file a complaint here. You may also view WRCF’s Language Access Plan here.